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Essay text:
Eventually, the services were extended to all military officers and their dependants. In 1987, USAA membership comprised approximately 1.7 million people, with 98% of all uninformed commissioned officers eventually joining USAA.
Issues
1. Homogeneous business culture – 84% female, predominantly Caucasian, and high turnover of 44% with mostly clerical staff and limited management.
2. Decentralized operations (company expanded in 32 subsidiaries), inefficient (took days to locate files even with a special nightshift of 30 employees solely dedicated to locate filed), hostility between IS and other areas such as P&C (IS’s limited resources to the P&C, in that P&C though IS was calling all the shots about what IS would do and not do), mail delivery slow...

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Common topics in this essay:
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