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By the year 2030, eighty four million Americans will be receiving Social Security benefits. Since the “baby boomer” years, our population growth has been slowing along with our labor force growth (Facing Facts Alert; April 19, 2000; Concord Coalition). Today the worker to beneficiary ration is 3.3 to 1. By 2040 it will be 2 to 1. Unfortunately, many of these people will be solely dependent on Social Security benefits because many employers are discarding pension promises, and stagnant wages have made it extremely difficult for workers to save money for retirement on their own. To their benefit, President Bush has guaranteed that current retirees and near future retirees (people 55 and older) will not receive any benefit cuts (Presidents announcement to the Commission to Strengthen Social Security)...
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Common topics in this essay:
- American Savings Rate Zeroes Out
- Bankruptcy of Social Security
- economic benefits and future outlook of social security
- Low Savings
- Medical Savings Accounts
- Should we privatize social security benefits?
- What is the Future of Social Security?
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