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The 445 largest banks, those with assets of more than $1 billion--accounted for 87 percent of the banking industry's total asset base of $8.6 trillion (as of March, 2005) with the vast majority being controlled by the top 50 bank holding companies. Some of the functions of the Commercial banks perform U.S. economy are as follow, facilitate banks with the elastic credit system for steady growth, efficient transfer of money, they encouragement of savings for lending purposes, addition of credit to credit-worthy borrowers, increasing production and capital investment. facilitate trade through foreign exchange, they function as trust advisors, they facilitate safekeeping of valuables and provide brokering activities...
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