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The credit limits imposed to the financial institutions were used as an instrument of monetary policy, not only in Portugal but also in Spain.
In 1990, Tecnicar-Automoveis, due to legal issues, changed the name to Tecnicredito Financiamento de Aquisicoes a Credito, SA, a SFAC (Sociedade de Financiamento e Aquisicoes a Credito). The company was then bought by the largest Portuguese private capital fund, BPA – Banco Portugues do Atlantico. This was the beginning of a large scale business expansion in the market of used car financing. In December 1996, following the acquisition of BPA by BCP, the shares of Tecnicredito were sold to Auto Industrial...
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