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In addition, while the savings rate is falling, she reports that average net worth is rising which can be traced to the booming real estate market. Even with that, Americans are still not saving enough. Some ways Americans need to save money are putting money away in 401k plans and saving 10 percent of their salary a year because the government and corporations will not always be around to help those in need.
In 2005, with the housing market in full boom since in started in 2002, (during the time Smith wrote the article), she stated that many families had a high net worth. However beginning in 2007 and through today, the housing market is now on a sharp decline, with foreclosures left and right...
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