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Essay text:
With a share price less than half of what it was a year ago; Rampl was hired on as HVB's new chief executive in charge of rescuing the sinking ship known as HVB.
HVB's Troubles:
HVB Group, the world's tenth largest bank, is in a world of trouble. HVB has 8.5 million retail customers in Europe, and is the continents largest mortgage lender. While the company boasts assets of over $730 billion, a few bad decisions can lead to a massive loss in profits. Due to a series of poor investment decisions, HVB the bank was forced to make new bad-debt provisions of $1.25 billion in the third quarter of 2002, which was more than double their operating profit for that time...
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